Finn is a loveable, charming, financially bankrupt treasure hunter, on the hunt for a lode known as the "Queen's Dowry", which was lost at sea in 1715 in the Bahamas. Finn teams up with his ex-wife and they are a joined by an altruistic, frightfully English billionaire and his daughter, but a local gangster is also after the gold and that spells trouble. A very likeable, very forgettable adventure/romance/comedy held together by a bunch of actors who you suspect just couldn't resist the film's glorious location shoot.